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There are xx employees in the Commercial Banks industry in China, which is expected to decline at xx% over the next five years. Commercial banks in China accept savings and deposits and provide loans, transaction services and other corporate and consumer financial services. Banks are divided into state-owned commercial banks, which include China's four largest banks; joint-stock commercial banks; city commercial banks; foreign and joint venture banks; and other commercial and cooperative banks. Revenue for the industry is defined as net operating income, including net interest received and net fee income.